Automatically round up your everyday purchases and invest the spare change in crypto. Set up recurring DCA buys. Your wallet, your keys.
Non-custodial · No subscriptions · 45 statesEvery time you make a purchase, BAGHOLDER rounds up to the nearest dollar and accumulates the spare change. When it hits your threshold, it automatically buys the crypto in your bag.
Set up weekly or monthly recurring purchases from $10 to $100. Pick your tokens, set your schedule, and BAGHOLDER handles the rest every time you open the app.
All tokens go directly to your own embedded wallet on Base L2. BAGHOLDER never holds, routes, or processes your funds. You own your keys via Privy MPC.
Connect your bank account via Stripe Financial Connections (read-only access). BAGHOLDER sees transaction amounts and merchant names to calculate round-ups.
Build a bag of up to 5 tokens with custom allocations. Choose from ~90 tokens on Base L2 including BTC, ETH, LINK, AERO, and more.
When your round-up ledger hits the threshold, BAGHOLDER charges your bank via Stripe ACH, converts to USDC, and your wallet swaps on-chain via Aerodrome and Uniswap V3.
No subscriptions. No hidden fees. No spread markup.
| Type | Fee | Details |
|---|---|---|
| Round-ups | 10% | Per purchase. $10 round-up = $9 crypto + $1 fee. |
| DCA ($10–$25) | $0.75 | Flat fee per execution. Bank fee absorbed by us. |
| DCA ($25.01–$100) | $1.50 | Flat fee per execution. Bank fee absorbed by us. |
| Network gas | ~$0.01 | Per swap on Base L2. Paid from ETH in your wallet. |
| Subscription | $0 | All features are free for every user. |
Your Privy MPC wallet owns all assets. We never touch your funds or keys.
Direct swaps via Aerodrome and Uniswap V3 on Base L2. No intermediary.
Bank linking and ACH charges through Stripe. We never see your bank credentials.
7-gate safety check before every purchase. Daily limits, balance floor, and more.
All user data stored locally. Our server only stores payment and gas records.
Available in 45 states and D.C. Not available in NY, HI, CT, LA, or VT.
Cryptocurrency is volatile. You may lose some or all of your investment.
Past performance does not guarantee future results.
BAGHOLDER does not provide financial, investment, tax, or legal advice.
BAGHOLDER is a software automation tool. It is not an exchange, broker, advisor, custodian, or wallet provider.
All swap transactions are signed and submitted by your own wallet. BAGHOLDER never holds, routes, or processes user funds.
Token liquidity on decentralized exchanges can change without notice.
A 0.5% slippage tolerance is applied to each swap. Any positive slippage (price improvement) is retained by you. Any negative slippage within the tolerance is borne by you.